How to Borrow Airtime from MTN, Glo, 9mobile and Airtel

If you’re ever in a tight corner and need to ‘call your way out’ – don’t panic. All Telecommunications companies in Nigeria have devised means of allowing you borrow airtime from them and refund at a more comfortable time.

MTN, GLO, 9MOBILE and AIRTEL all have a means for you to borrow airtime and refund later.

Each network has a unique code for airtime borrowing.
  • ON the MTN network,You can borrow airtime from MTN by dialling either *600*amount# or *600# to follow the instructions.
  • ETISALAT has a similar process : On the ETISALAT network, dial *665*amount# or dial *665# and follow the instructions.
  • To borrow airtime from AIRTEL follow the same simple procedure as other networks Dial *500*amount#
  • GLO users are required to create a security measure for themselves before they can borrow airtime.
Also See: How to Borrow Credit- Glo Users

Step 1: Create a 4-digit PIN.
On your Glo SIM, dial *321# to create a 4-digit PIN of your choice For example 4321
Step 2: To borrow airtime from Glo; Dial *321*pin*amount# . E.g *321*4321*200#.

VERY IMPORTANT! Things to note about borrowing airtime
  1. You need to constantly recharge to qualify for borrowing airtime.
  2. The amount you receive when you borrow airtime is less 10% service charge, i.e, if you borrow N50 you get N45.
  3. Once you borrow airtime. The borrowed amount will be deducted the next time you recharge your phone.
  4. Borrowed airtime has an expiry date. The lesser the amount, the shorter the expiry date.
  5. You can’t subscribe for data with borrowed airtime.

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